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	<title>MomResponds.com: Ask Questions, Get Answers &#187; Free Financial Information</title>
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		<title>Can a Will Exclude a DIL</title>
		<link>http://www.momresponds.com/1708/can-a-will-exclude-a-dil/</link>
		<comments>http://www.momresponds.com/1708/can-a-will-exclude-a-dil/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 04:28:26 +0000</pubDate>
		<dc:creator>Luise</dc:creator>
				<category><![CDATA[Free Financial Information]]></category>

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		<description><![CDATA[Question: Dear Luise: My husband and I want to make a will. We have three wonderful children that we love very much. The problem is that we don&#8217;t want to leave anything to our daughter-in-law. I don&#8217;t know of any other way we can do that unless we leave our son out of the will. [...]]]></description>
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		<title>Do I Owe My Brother $20,000.</title>
		<link>http://www.momresponds.com/1340/do-i-owe-my-brother-20000/</link>
		<comments>http://www.momresponds.com/1340/do-i-owe-my-brother-20000/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 01:09:53 +0000</pubDate>
		<dc:creator>Luise</dc:creator>
				<category><![CDATA[Free Financial Information]]></category>

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		<description><![CDATA[Question: Dear Luise: I am sorry, but I have three major questions. The first is as follows:  My grandparents and I were really close. Mother and I were semi-close, and my brother and I really close. Despite the favoritism shown by my Mom and Dad, I truly loved my brother, even after I found out [...]]]></description>
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		<title>How Can We Handle our Trust Fund Wisely</title>
		<link>http://www.momresponds.com/1323/handle-trust-fund-wisely/</link>
		<comments>http://www.momresponds.com/1323/handle-trust-fund-wisely/#comments</comments>
		<pubDate>Mon, 25 May 2009 04:19:30 +0000</pubDate>
		<dc:creator>Luise</dc:creator>
				<category><![CDATA[Free Financial Information]]></category>

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		<description><![CDATA[Question: Dear Luise: My wife and I came into some money upwards of 12 million from a trust fund her parents set up. We have 3 kids, ages 10yrs, 7yrs,and 6 yrs and have only been married for 7 months.  We do not want to be &#8220;typical&#8221; with this money; however our top priorities are:
1. [...]]]></description>
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		<title>Should I Lease a Car or Buy One</title>
		<link>http://www.momresponds.com/1165/should-i-lease-or-buy-a-car/</link>
		<comments>http://www.momresponds.com/1165/should-i-lease-or-buy-a-car/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 23:41:36 +0000</pubDate>
		<dc:creator>Luise</dc:creator>
				<category><![CDATA[Free Financial Information]]></category>

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		<description><![CDATA[Question: Dear Luise: Should I lease or buy a good used car.  Currently, I have a one year lease through the VW employee plan (dad a retired VW employee). I have been doing this for three years.  Every year I get a new car in March.  Currently, I have a 2009 Jetta. It costs $223 [...]]]></description>
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		<title>Do We Face a Loss if We Move Our Money</title>
		<link>http://www.momresponds.com/1151/do-we-lose-by-moving-money/</link>
		<comments>http://www.momresponds.com/1151/do-we-lose-by-moving-money/#comments</comments>
		<pubDate>Tue, 31 Mar 2009 17:25:24 +0000</pubDate>
		<dc:creator>Luise</dc:creator>
				<category><![CDATA[Free Financial Information]]></category>

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		<description><![CDATA[Question: Dear Luise: When funds in a mutual fund or 401k plan loses money what are the financial ramifications of moving monies to different type of fund within the same company? The basis for this question is as follows:
My wife feels if we move the money, or balances in one fund to a different fund, [...]]]></description>
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		<title>My Son Wants Money</title>
		<link>http://www.momresponds.com/801/son-wants-money/</link>
		<comments>http://www.momresponds.com/801/son-wants-money/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 16:45:57 +0000</pubDate>
		<dc:creator>Luise</dc:creator>
				<category><![CDATA[Free Financial Information]]></category>

		<guid isPermaLink="false">http://www.momresponds.com/?p=801</guid>
		<description><![CDATA[Question: Dear Luise: My son lives in another city.  He is always calling me to loan him money.  He has a very good job but he does a lot of shopping, partying, etc.  When I say I don&#8217;t have any he immediately puts the conversation in such a way that he&#8217;s blaming [...]]]></description>
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		<title>Will it Hurt our Credit to Consolidate our Debt</title>
		<link>http://www.momresponds.com/644/will-it-hurt-our-credit-to-consolidate-our-debt/</link>
		<comments>http://www.momresponds.com/644/will-it-hurt-our-credit-to-consolidate-our-debt/#comments</comments>
		<pubDate>Sat, 14 Jun 2008 17:04:24 +0000</pubDate>
		<dc:creator>Luise</dc:creator>
				<category><![CDATA[Free Financial Information]]></category>

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		<description><![CDATA[Question: Dear Luise: We have about $17,000 in credit card debt, but I&#8217;m paying well over the minimum each month and have all but one under half of the allowed credit on each card.  My question is, if we take out a consolidation loan and pay them all off, what will that do to [...]]]></description>
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		<title>We&#8217;re Crashing, Financially</title>
		<link>http://www.momresponds.com/642/were-crashing-financially/</link>
		<comments>http://www.momresponds.com/642/were-crashing-financially/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 19:33:57 +0000</pubDate>
		<dc:creator>Luise</dc:creator>
				<category><![CDATA[Free Financial Information]]></category>

		<guid isPermaLink="false">http://www.momresponds.com/?p=642</guid>
		<description><![CDATA[Question: Dear Luise: Good morning &#8211; My husband and I are in a financial mess and we really don&#8217;t know who to talk to or where to turn. My husband bought our house in 2005 before we were married and he signed on for an ARM not knowing what this meant. Two years later our [...]]]></description>
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		<title>High Loan Interest and Low Savings Interest</title>
		<link>http://www.momresponds.com/597/saving-and-borrowing/</link>
		<comments>http://www.momresponds.com/597/saving-and-borrowing/#comments</comments>
		<pubDate>Tue, 26 Feb 2008 16:47:45 +0000</pubDate>
		<dc:creator>Luise</dc:creator>
				<category><![CDATA[Free Financial Information]]></category>

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		<description><![CDATA[Question: Dear Luise: I have about 25,000 in a Money Market CD that is collecting about 5.3%. I owe about 29000 on a home equity line of credit. I believe it is at about 7% right now. I am thinking of taking the money from my CD and paying down that line of credit, to [...]]]></description>
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		<title>How Should I Pay Off my Debt</title>
		<link>http://www.momresponds.com/586/retiring-debt/</link>
		<comments>http://www.momresponds.com/586/retiring-debt/#comments</comments>
		<pubDate>Wed, 13 Feb 2008 01:36:51 +0000</pubDate>
		<dc:creator>Luise</dc:creator>
				<category><![CDATA[Free Financial Information]]></category>

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		<description><![CDATA[Question: Dear Luise: I want to ask a question pertaining to which debt to pay off first. Can you help? B.
Answer: Dear B. There are several different ways that I know of to look at debt reduction.
An initial approach might be to pay off the smallest debts first. Quite often, multiple payments can really add [...]]]></description>
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